Temple and Belton real estate and homes for sale in Texas - Joanna Moore, REALTOR® Joanna Moore REALTOR(r) for Temple and Belton, Texas real estate - NUMBER1EXPERT™ Joanna Moore NUMBER1EXPERT(tm) for Temple and Belton, Texas real estate
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Joanna Moore, REALTOR®, real estate agent and broker for Temple and Belton Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 254-771-3633.


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You are One in a Million!
Thank you very much for helping us get our first home when no one else could.
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Why Buyers Choose Me: Temple and Belton Texas home buying, real estate listings, and homes for sale in Bell                           County, TX
Welcome > For Buyers > Why Buyers Choose Me ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your Realtor is a Top Local Expert.
 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top Temple and Belton area Realtor, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Temple and Belton market, even listings not yet on the MLS, through my professional Texas real estate affiliations. 

- My expert local knowledge of the Temple and Belton area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Temple and Belton is no different! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the Temple and Belton area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Call or email me for help, or to have your questions answered. There are no dumb questions! Fill out this form and I'll get right back to you...
 

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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
What does the term ARM stand for?

A 
An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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Joanna Moore, REALTOR®, real estate agent and broker for Temple and Belton Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Joanna Moore
RE/MAX Temple-Belton

4016 S. 31st St., Suite 200
Temple, TX. 76502
254-771-3633
254-718-7111
Fax: 254-771-3674
Email: joanna-moore@NUMBER1EXPERT.com

Joanna Moore has long been recognized as a leader and guiding influence in Temple’s real estate industry. She brings a wealth of experience with her: 28 years experience in the real estate business, a Certified Residential Specialist and an Accredited Buyers’ Representative. She is a RE/MAX International “Hall of Fame” member and was in the RE/MAX International “Platinum Club” for the years 1994, 1995, 1997, 1998, 1999, 2000, 2001, 2002, 2003, 2004, 2005, 2006 and 2007. Joanna is highly qualified to meet all of your real estate needs. She has been awarded the “Lifetime Achievement Award” and the "Chairman's Club Award". Top 20 in Texas!

ABRCRSCRSEqual HousingERCMLSREALTOR


RE/MAX Temple-Belton real estate and homes for sale in Temple and Belton Texas

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